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I do not know Ur 1st Name so please excuse me. Let me just say this: I’m old. 70. But, have enjoyed the privilege of a good life because I was too F‘ing conservative during the raging Bull markets since ‘87 but, never lost my shirt because I was never fully invested ( hedged et cetera) although being deeply involved capital markets since ‘87. Leverage was / is / a should be considered as a 4 letter work ( take Ur pick). Ok. So, Ur not a billionaire or, a multi-millionaire but, you can’t take that paper to Heaven & you don’t need to ( also should not in my view) pass it into the next generation because it makes them weak. Buffett’s philosophy was a God send. Am not sure where Saylor comes from but, a store of value it is not.

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